What does a real estate agent with $200K GCI keep after tax, and what changes it?
A worked 2026 example: what a real estate agent with US$200K GCI keeps after federal tax in the US and Canada, and what changes the result.
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Questions we've answered, newest first
Each page answers one question real estate agents ask, with its sources and the month of its figures.
How do real estate agents save for retirement without a 401(k)?
SEP IRA, solo 401(k), IRAs, RRSP and TFSA: the 2026 limits from the IRS and CRA for self-employed real estate agents in the US and Canada.
What is my book of business worth when I retire?
We found no primary source with a price for an agent's book of business. How to work out yours, and how it's taxed in the US and Canada.
At what GCI do I hire admin, a TC, an ISA, a buyer agent?
No official source sets a GCI for hiring. What an admin, TC, ISA or buyer agent costs in the US and Canada, and a worked break-even example.
Which AI tools do top agents use, and which ones changed a number?
NAR's newest data on which AI tools REALTORS® use and what for, the Canadian figures, and three of our member stories with Claude at work.
How much is my brokerage worth?
We found no primary source with a standard multiple for a real estate brokerage. How to work out your number, and how two reported sales were paid.
What is passive income for a real estate agent that is not a rental?
What the IRS counts as passive income, why commission and most investment income don't qualify, how each is taxed, and how Canada treats the same income.
Should a real estate agent buy the house or sell it?
What NAR's and CREA's codes require when an agent buys a home rather than listing or selling it, and how the US and Canada tax keeping, renting or flipping it.
How do I get listings in 2026 without buying leads?
Most sellers hire an agent they know or were referred to. NAR's seller data, what it means for your sphere and past clients, and winning the appointment.
How do I make money from an audience as a real estate agent?
Clients, referral fees, platform payouts and brand deals, and the rules on each: RESPA, the FTC, YouTube's terms and Canada's Competition Bureau.
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